Financial Aid is widely available to Kean Online students. Students are encouraged to complete a FAFSA. Visit our Office of Financial Aid for more information or to connect with one of our Financial Aid Representatives. Loans Several Loan programs are administered by the University. Subsidized Direct Loans are based on need; Unsubsidized Direct Loans are not need-based. A student may receive a combination of both loans but the following loan limits by grade level cannot be exceeded. Students must be enrolled at least half-time (6 or more credits for undergraduates) to be eligible to receive a Direct Stafford Loan. Please visit www.studentloans.gov for more information. Scholarships Scholarships are available for qualified students. For more information regarding scholarships, visit our Office of Scholarship Services. Grants Federal and State Grants are available for those who qualify. Online students are eligible to apply. Military Benefits If you are a current or retired member of the military, the government offers significant benefits that may offset your entire tuition. Please visit our Military Members page for more information.